Know Your Foreclosure Options
You should know your options if you've fallen behind on your mortgage. Oregon law allows you to reinstate your loan at any time up to five days before the sale date of your home. This gives you time to come…
Jump Into A Home Now Before Mortgage Rates Rise
Mortgage rates hovered around 3.63% for a 30-year mortgage, rising from 3.26% from this time last month. If you’re in the market to buy a home, you should really think about jumping in now. While rates are still at historic…
Why Should You Care About Your Credit Score?
You should care about your credit score because your bank cares about it. The difference between a great credit score and a good one is tens of thousands of dollars over the life of a mortgage. If you’re thinking about buying…
Punch Up Your Home Appeal For A Quick Sale!
Though it’s still a strong seller’s market here in Eugene, that doesn’t mean you can’t spruce of your home appeal. Homes may be flying on and off the market here, but you still have opportunity to make improvements to help…
Home Foreclosure Affects Your Future
Foreclosure is a scary process. You didn’t plan on foreclosure when you bought your home. Chances are that you’ve never been through a home foreclosure and you don’t know what to expect. A foreclosure can profoundly limit your future financial…
Is Now The Time To Buy A House?
If you’re on the fence about whether now is the right time to buy a house, we’re going to tell you right up front that it is. It most definitely is! It’s true that sellers remain in the driver’s seat…
Are You Ready To Sell?
If you're sitting on the fence wondering if now is the time to sell your home, jump on over to the right side! Consider this: Home inventory in Lane County remains sparse. If you’ve thought of moving, now is a…
Got Curb Appeal?
First impressions matter, especially when it comes to selling your home. Your home’s exterior appeal plays a major role in piquing a buyer’s desire to learn more about your property. It’s a subjective appreciation that you must market to sell…
Prevent Foreclosure
Experiencing financial difficulties may force you to look for ways to prevent foreclosure on your home. You need to understand your choices during this time, and how they will affect your home ownership. Your mortgage contract allows a 15-day grace…
Is Owner Financing For You?
Owner financing goes by many names, but they all mean the same thing: Benefits for you! Most real estate transactions follow the same formula. A buyer must meet stringent qualifications before a lender will approve a mortgage. With owner financing,…