Kitchens sell homes, and cabinets make kitchens pop. In the first article of a multi-part series about kitchen cabinets, we’re going to talk about staining your wood cabinets versus painting them. There's no wrong answer to the question of…
Real estate financing doesn't always have to fit into a nice neat banker box. Financing doesn't have to involve a bank or even a mortgage. Conventional mortgages involve credit scores and big down payments. Luckily, there are other options available if…
Have you thought about renting your home? Renting is a perfect option for anyone looking for less responsibility. Buying a home can involve serious saving and commitment, but renting can help maintain flexibility and lifestyle. In addition, there are some…
Real estate financing comes in many forms these days. What used to be a cut-and-dry banking transaction has evolved into a potential financial opportunity for the average homeowner. One of those opportunities is a portfolio loan for your home mortgage.…
You might want to consider forbearance to save your house if you’re falling behind on your mortgage. A forbearance agreement is a short-term solution that provides you with an opportunity to avoid foreclosure. If you are experiencing a temporary hardship,…
Did you know there is a federal rule that prevents banks from pursuing foreclosure while a homeowner’s mortgage is under review for modification? If you’re worried about foreclosure, you can save your home with a mortgage loan modification. Dual tracking…
There’s good news on the horizon if you want to improve your credit score. Consumers will soon see a boost because FICO and Experian will soon include personal bank accounts and utility bills history in credit score calculations. Current credit…
Buying your first house is exciting and scary all at the same time. But once you understand the process, you’ll be glad to start house-hunting. Owning a home is part and parcel of the American dream. Don’t let fear of…
Millennial consumerism is keeping most industries on their toes. Their spending habits puzzle marketers and researchers alike. One minute, Millennials embrace traditionalism, and the next, they completely reject it. The Millennial Generation, generally considered to have been born between 1980-1996,…
You should know your options if you've fallen behind on your mortgage. Oregon law allows you to reinstate your loan at any time up to five days before the sale date of your home. This gives you time to come…