Typical home financing involves a buyer finding a home and applying for a mortgage, getting approved, and closing on the home. But not everyone qualifies for a conventional home loan and that shouldn’t stop anyone who wants to enjoy home…
There’s no doubt that deciding to buy a house is a major decision. Renting a place works for a while, but at some point, most of us yearn for our own home. Upping your financial game aside, owning your home…
Should you refinance your mortgage? Interest rates are trending up, but they're still at historic lows. If your current mortgage interest rate is higher than the current rate, then you should absolutely refinance your home loan. Another reason to refinance…
If you're thinking about buying a house or any other major expense that you're planning to finance, you'll want your credit in good standing when the bank pulls your credit report. Keeping an eye on your credit score should be…
House flipping is more popular than ever. Whether you’re trying to get into real estate investing or just want to upgrade your own home, flipping could be the way to go. But there are a lot of mistakes to be…
Don't be alarmed by rising mortgage rates. Rates are definitely on the rise compared to a year ago, with current rates at a current average of 5.25%. But even though buying a home in 2022 is more expensive than it…
Spring is here, time to freshen up your home's curb appeal! First impressions matter, especially when it comes to selling your home. Your home’s exterior appeal plays a major role in buyer interest so give them a reason to stop…
Buying a home is one of the biggest investments you will make in your lifetime and one that can bring you many benefits. Real estate is still a hot market, especially in our area of the country, but the stress…
Ensuring that your credit report is free of errors and that it contains mostly positive information makes you a credit-worthy consumer. That makes you a banker’s favorite and gives you the confidence to bid on the home you want at…
Understanding the home-buying process puts you in the best position when you're ready to buy a house. Whether it's your first or your tenth, preparation is the key to your success. First, Straighten Out Your Finances If you’re already on…