Ensuring that your credit report is free of errors and that it contains mostly positive information makes you a credit-worthy consumer. That makes you a banker’s favorite and gives you the confidence to bid on the home you want at…
Understanding the home-buying process puts you in the best position when you're ready to buy a house. Whether it's your first or your tenth, preparation is the key to your success. First, Straighten Out Your Finances If you’re already on…
Whether you’re buying or selling a home, you have a vested interest in a home inspection. Both parties should appreciate a thorough investigation of a home’s structure and safety before entering into an agreement for sale. The home inspection process…
You might not actively think that it’s time to downsize your home, after all, it feels like just yesterday when the kids were running around and amuck with all their friends and you were throwing dinner parties inside and pool…
It’s time for you to invest in rental property. Investing in real estate generates additional income for you each month, strengthening your financial position now and in the future. Residential rentals are averaging long-term returns of 7%, nudging out equities…
Fair Isaac Corporation, the name behind FICO, is the oldest and most well-known credit reporting agency and they’ve changed the way they calculate your credit score. In 2020, FICO released Suite 10, and depending on how you manage your credit,…
Improve the value of your home with the right additions! You can spend as little or as much as you want, but generally speaking, home additions that increase the functional space in a house are more valuable than aesthetic improvements.…
It's scary and exciting all at the same time when you buy a house! But once you understand the process, you’ll be glad to start house-hunting. Owning a home is part and parcel of the American dream. Don’t let fear…
Refinancing your mortgage is a big step, but there are many good reasons to consider it. Accessing a better interest rate or shortening the length of your mortgage are two great reasons to refinance, but there are many other good…
Owner financing is a method of home financing in which the owner of the property holds the loan for the buyer. Owner financing is also known as seller financing or seller carryback. In owner financing, the home buyer pays their…