Real estate financing doesn’t always fit into a familiar box. Loan products from your local bank and government entities like FHA, Fannie Mae, Freddie Mac have long enjoyed popularity, but borrowers have other choices, too. Not every borrower fits into…
Figuring mortgage cost on a home can be confusing. Even if this isn’t your first experience with buying a home and calculating your costs, the process leaves many stymied. Knowing all the components will help you understand what’s involved and…
If you’re thinking about buying a home, check your credit report before you apply for a home loan. The first thing any lender will do when they talk to you is pull your financial history so they can evaluate your…
Foreclosure assistance is available for all homeowners. There are programs tailor-made to help homeowners like you find the help you need before it’s too late. The first place to start is with your lender. Although this is often the hardest…
You can get better financing for your mortgage when you follow these tips! Buying a home is one of the largest investments you make and that makes your mortgage the biggest financial transaction of your life. Getting a great rate…
If you’re thinking of home ownership in the next year, now is the time to improve your credit score. There’s no quick fix to repairing damaged credit, but there are positive actions you can take starting now. Pull your credit…
Did you know that your bank wants you to avoid foreclosure as much as you do? While some banks have a friendlier face than others, their bottom line is a financial one, and foreclosure affects them hard, just like it…
If you want to invest in a rental, the time is great! Residential rentals are averaging long-term returns of 7%, nudging out equities coming in at 6.95%. Bonds and bills are no where near those numbers. Private equity funds are…
Your home's appeal will make all the difference when you're trying to sell it. With homes flying off the market here in Lane County, that doesn’t usually mean that a homeowner will be unable to sell their home. What it…
Single-family home sales leapt to 7.1% in August, strongly surpassing economists’ estimates of 3.1%. It’s the second-highest level reached in over a decade, proving the U.S. housing market is stronger than many investors predicted. The high demand caused a…