Like it or not, your credit score is the first thing a potential lender will look at when you apply for a mortgage. There are many factors used to determine your qualifications for a home loan. Your credit score remains…
Real estate financing comes in many forms these days. What used to be a cut and dry banking transaction has evolved into financial choices for the average homeowner. One of those opportunities is a portfolio loan for your home mortgage.…
Flipping houses is not as profitable as it once was. A strong economy, rising interest rates, and fewer foreclosures are making affordable real estate hard to come by for all buyers. Bidding wars in Eugene are the new normal, with…
Home financing options abound, but do you know which ones are the best for your pocket book? We’ve put together the most popular and a few unusual financing options to help you decide what’s best for you. Take a look…
If you’re on the fence about whether now is the right time to buy a house, we’re going to tell you right up front that it is. It most definitely is! It’s true that sellers remain in the driver’s seat…
Are you asking yourself if you should sell your house? Only you can answer that question, but there are a lot of factors that can help you decide if the time is right. One thing to know is that many…
Like it or not, your credit score is a big factor that lenders consider when trying to qualify you for a home loan. As a prospective homeowner, you’ll want to consider your credit score as importantly as your banker. Your…
Time for a quick study in home financing options! Knowledge is power and I’m going to school you on your options for financing your new home. What? You think it’s too late in the year to buy a home? Wrong!…
If you’re behind on your house payments, you need to know about your foreclosure options. Missing three or more mortgage payments will trigger your lender to issue a Notice of Default, or NOD, informing you of their intent to foreclose.…
Foreclosure occurs when a homeowner is unable or unwilling to make their monthly mortgage payment. If you fail to make three consecutive payments on your home loan, your lender may file a Notice of Default, or NOD. The NOD informs…