When you’re ready to buy a house, there are many factors to consider. Many are in your control, such as your credit-worthiness and debt-to-income ratio. Several elements are largely out of your control. Interest rates, pricing, and the local economy…
Are you looking for a new home but your financial situation doesn’t fit into the neat little banker boxes available from traditional mortgage lenders? Maybe you’re a seller who’s motivated to distinguish your home from all the others in order…
Like it or not, your credit score is the first thing a potential lender will look at when you apply for a mortgage. There are many qualifying factors used to determine your qualifications for a home loan. Your credit score…
You can spend as little or as much as you want to sell your home. Here in our region of the country, you don’t even have to do anything to sell your home fast. If you decide you want to…
Do you see your home as an investment? You should. Buying a home is one of the biggest decisions that you’ll make in your lifetime and it’s not one you’ll regret. Deciding when to jump into homeownership might sound intimidating,…
Unanticipated financial difficulties leave many homeowners struggling to avoid foreclosure. Losing your job, divorce, a death in the family, and unexpected medical bills are real issues that put families in financial peril every day. Unfortunately, there are many unscrupulous companies…
This week is a bit of a deviation from the norm. To all the veterans of the US Armed Forces – we thank you!!! Last Wednesday I clicked on the Google Doodle. It was Veteran’s Day, and I knew what…
With houses for sale still scarce in Eugene, why not rent your home? Opportunities abound for forward-thinkers who are willing to offer their own home for a piece of real estate gold. Starter homes here are averaging $280K, if you…
If you think you’re ready for home ownership or you want to purchase a different home in the next year, we have five ways to improve your credit score now. Ensuring that your credit report is free of errors and…
Trying to avoid foreclosure scams during Covid can be difficult. Unanticipated financial difficulties leave many homeowners living with the real possibility of losing their homes. Losing your job, divorce, a death in the family, and unexpected medical bills are real…