Lenders base the likelihood of you paying your mortgage on your credit score and credit history. Having an excellent credit score means that lenders trust you to honor your mortgage terms and will reward you with a great interest rate.…
Did you know you can stop foreclosure almost immediately when you call your bank? Your banker doesn’t want to foreclose. In fact, the bank hates foreclosure almost as much as you. Your Bank Is In Business To Make Money Just…
Home sales in Lane County continue to tick upward. RMLS figures for April 2019 show the average days on market at just 48, with inventory decreasing slightly to 1.7 months. The average home price is sitting at $306,600, up 4.1%…
You can work as hard or as little as you’d like to increase your home's value when you are getting ready to sell it. You can spend thousands of dollars and hours, if you are so inclined, but you can…
If you are trying to keep your home out of foreclosure, there’s good news. You’ve got a few options to stop the foreclosure and save your home. Understanding Foreclosure Foreclosure is the legal process that a lender must pursue to…
The internet and the way we use it has changed the way we buy a house. Not too many years ago, real estate agents were the gatekeepers to property information. If you wanted to jump into the real estate market,…
There’s good news on the horizon if you want to improve your credit score. Consumers will soon see a boost because FICO and Experian will soon include personal bank accounts and utility bills history in credit score calculations. Current credit…
Owner financing goes by many names, but they all mean the same thing: Benefits for you! Most real estate transactions follow the same formula. A buyer must meet stringent qualifications before a lender will approve a mortgage. With owner financing,…
If you’re behind on your mortgage, you know it can be terrifying. Regardless the reasons you’ve fallen behind, you should know that you have options to keep your home. Under Oregon law, you can reinstate your loan at any time…
After a year of ups and downs in 2018, this year is shaping up to be a great year for buying a home! Home sales rose in November and December last year, and it looks like that trend will continue…