Being Behind On Your Mortgage Is Not The End Of The World – You Always Have Options!

Posted by Brad Larsen // April 17, 2019


If you’re behind on your mortgage, you know it can be terrifying. Regardless the reasons you’ve fallen behind, you should know that you have options to keep your home. Under Oregon law, you can reinstate your loan at any time up to five days before the sale date of your home. This gives you time […]

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Smart Tips to Know When Buying A Home

Posted by Brad Larsen // April 10, 2019


After a year of ups and downs in 2018, this year is shaping up to be a great year for buying a home! Home sales rose in November and December last year, and it looks like that trend will continue this year. That could make 2019 a very good year for real estate. Consumer confidence […]

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Buy A House Today! Mortgage Rates Are On The Move, But Not In The Direction You Thought!

Posted by Brad Larsen // April 3, 2019


If you want to buy a house, it just got a little easier! Mortgage interest rates have dropped since January, when a 30-year loan was at 4.68%, to 3.75% for a 30-year FHA loan today. Experts expect rates to stay low and some are even predicting they could drop more. That’s great news this Spring! […]

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There’s Still Time To Save Your Home From Foreclosure

Posted by Brad Larsen // March 27, 2019


Are you asking yourself how to save your home from foreclosure? Many Americans are still facing financial difficulties. No matter how hopeless it may seem, you have options. You should always keep your lender informed if you’re having trouble making your monthly mortgage payment. Explain to the bank officer why you are having difficulty and […]

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What Does The Future Hold In A Housing Market That’s Running Hot and Cold?

Posted by Brad Larsen // March 13, 2019


The 2019 housing market is showing signs of improvement for the start of the year. Existing homes going under contract rose sharply in January. Pending home sales rose 4.6% in January according to the National Associations of Realtors. Pending sales can forecast the housing market because they measure home purchases by contracts signed rather than […]

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You Can Avoid Foreclosure When You Work With Your Bank

Posted by Brad Larsen // February 27, 2019


Falling behind on your mortgage is daunting, but it’s important for you to know your options to avoid foreclosure. Unforeseen circumstances can overwhelm even the most well-intentioned home owner. Planning now to take charge of your finances will give you much-needed peace of mind. If you’re struggling financially, you’re not alone. Many homeowners find themselves […]

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Improve Your Credit Score With These Smart Tips

Posted by Brad Larsen // February 20, 2019


If you think you’re ready for home ownership or you want to purchase a different home in the next year, here are five ways to improve your credit score now. Ensuring that your credit report is free of errors and that it contains mostly positive information makes you a credit-worthy consumer. That makes you a banker’s […]

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What’s The Real Deal With The Economy And The Real Estate Market?

Posted by Brad Larsen // February 5, 2019


Let’s face it, bad news sells, but when it comes to the real estate market, there’s good news out there. Looking beyond all the doom and gloom in the U.S. press about the government shutdown’s effect on the economy, January 2019 numbers show a significant bounce in the economy overall, on top of a great […]

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How Much Does Your Credit Score Really Matter When You’re Looking for A House?

Posted by Brad Larsen // January 30, 2019


Like it or not, your credit score is the first thing a potential lender will look at when you apply for a mortgage. There are many factors used to determine your qualifications for a home loan. Your credit score remains the most important qualifier in 2019. Why Your Credit Score Matters In the simplest of […]

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Real Estate Financing: Find Out About Portfolio Loans And How You Can Qualify For One Today

Posted by Brad Larsen // January 23, 2019


Real estate financing comes in many forms these days. What used to be a cut and dry banking transaction has evolved into financial choices for the average homeowner. One of those opportunities is a portfolio loan for your home mortgage. What Is A Portfolio Loan? A portfolio loan is a type of real estate financing […]

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