If you want to buy a home, you’ve got a great reason to improve your credit score. Like it or not, a borrower’s credit history dictates what kind of mortgage the bank will approve. Average credit scores are on the…
If you’re worried about foreclosure, you can save your home with a mortgage loan modification. What’s more, there is a federal rule that prevents banks from pursuing foreclosure while a homeowner’s mortgage is under review for modification. Dual tracking is…
Buying a home is a scary endeavor but it’s even scarier if you don’t ask your lender to pre-approve your mortgage. Imagine walking into the grocery store without your wallet. That’s essentially what you’re doing without pre-approved financing for a…
Think you can flip a house and make a load of money? It seems all the rage now, with TV shows on HGTV showing seemingly regular folks flipping homes for unbelievable profit. But there’s a lot you need to know…
If you want to invest in a rental, the time is great! Residential rentals are averaging long-term returns of 7%, nudging out equities coming in at 6.95%. Bonds and bills are no where near those numbers. Private equity funds are…
If you own rental property, you know you need to keep great tenants if you want to prosper. The good news is that in 2018, more people are renting than in the last 50 years. The Pew Research Center says…
Wondering if now is the time to sell your home? Consider this: Inventory across the nation is sparse, and in Lane County, Oregon, it’s even thinner. If you’ve been thinking of moving, now may be the perfect time. The homes…
Did you know you can stop foreclosure by asking your lender for help? Lenders understand that most homeowners don’t want to be late on their house payment. Banks don’t want you to fall behind either. They have as much to…
Mortgage rates fell from 4.75% to 4.73% last week and if you’re in the market to buy a home, you should really think about jumping in now. Rates were on the rise in 2018, with the average in May at…
If your bad credit score keeps you up at night, there’s good news! First, you can start improving your credit score today. Working on your credit is always a good thing, so review your credit report and start a plan…